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23 October 2026 07:00:30
- Source: Sharecast
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23 October 2026 |
AIB Group plc - SREP
Supervisory Review and Evaluation Process (SREP)
Following the Supervisory Review and Evaluation Process (SREP) performed by the ECB in 2026, the Pillar 2 Requirement reduced by 20bps to 2.20% from 2.40% effective from 1 January 2027.
AIB continues to have a very strong capital base with a fully loaded CET1 of 16.1%(1) at June 2026. The reported capital ratios are in excess of minimum regulatory requirements and AIB continues to maintain a very significant buffer above Maximum Distributable Amount (MDA) trigger levels.
The table below sets out the Group's capital requirements. The table does not include Pillar 2 Guidance (P2G), which is not publicly disclosed.
|
AIB SREP Requirements |
2026* |
2027* |
|
Pillar 1 |
4.50% |
4.50% |
|
Pillar 2 Requirement (P2R) (2) |
1.35% |
1.24% |
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Capital Conservation Buffer (CCB) |
2.50% |
2.50% |
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Other Systemically Important Institutions Buffer (O-SII) |
1.50% |
1.50% |
|
Countercyclical buffer (CCyB) (3) |
1.43% |
1.43% |
|
Total CET 1 requirement |
11.28% |
11.17% |
|
AT1 |
1.95% |
1.91% |
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Tier 2 |
2.60% |
2.55% |
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Total Capital Requirement (4) |
15.83% |
15.63% |
*Estimated on a look through basis
(1) The CET1 ratio does not include profits for the six months to June 2026 pending a final decision on payout at year end
(2) P2R of 2.20% of which 1.24% must be held in the form of CET1 assuming 41bps AT1 and 55bps Tier 2 to meet P2R requirement
(3) Countercyclical buffer - UK CCyB at 2% and Irish CCyB of 1.5%
(4) Excludes Pillar 2 Guidance (P2G)
For further information, please contact:
Group Investor Relations & External Communications
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Tel: +353 863135647 |
Tel: +353 873956864 |
Tel: +353 86 8502204 |
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